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| Item | Needed if you: |
| aluminum wheels | ride in rain, so need quick stops on wet rims |
| ankle strap | wear long pants, no chain guard |
| armrests | ride far in bent |
| axle pegs | transport another adult short distances |
| basket | carry stuff occasionally |
| bungee cords | carry stuff occasionally |
| carrying rack | carry stuff occasionally |
| chain cover | ride often in rain or snow |
| fenders | protect clothes if ride often in rain or snow |
| foam grips | have hand numbness or wrist pain |
| glasses or goggles | ride in dusty or insect |
| gloves | have hand numbness |
| handlebar bag | use maps often, carry stuff occasionally |
| handlebar ends | sometimes need less wind resistance |
| helmet | fall, so you won't smash your head |
| kerchief | wipe hands after bike adjustment, face after hot ride |
| key holder or chain | ride without pockets or bags |
| kickstand | park your bike, or add or remove baggage |
| lights | ride at night |
| locks | want security |
| mirrors | feel uncomfortable about what's behind |
| noise makers | need to be obvious |
| panniers | carry stuff often |
| pump | bike far from gas stations |
| quick-release seat | hit on ceilings, or fear theft |
| quick-release wheels | remove wheels often |
| reflectors | ride at night |
| seat bag | carry tools only |
| tire liners | get tire punctures |
| toe clips | ride hills, or go very fast or far |
| trailers | carry big stuff often |
| water bottle | bike long distances or in hot weather |
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